Be sure and cancel your credit card before you die.
A lady died this past January, and a bank billed her for February and March for their annual service
charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0 when she died, but now somewhere around $60.00. A family member placed a call to the bank.
Here is the exchange :
Family Member: ‘I am calling to tell you she died back in January.’
The Bank: ‘The account was never closed and the late fees and charges still apply.’
Family Member: ‘Maybe, you should turn it over to collections.’
The Bank: ‘Since it is two months past due, it already has been’
Family Member: So, what will they do when they find out she is dead?’
The Bank: ‘Either report her account to frauds division or report her to the credit bureau, maybe both!’
Family Member: ‘Do you think God will be mad at her?’
The Bank: ‘Excuse me?’
Family Member: ‘Did you just get what I was telling you – the part about her being dead?’
The Bank: ‘Sir, you’ll have to speak to my supervisor.’
Supervisor gets on the phone:
Family Member: ‘I’m calling to tell you, she died back in January with a $0 balance.’
The Bank: ‘The account was never closed and late fees and charges still apply.’
Family Member: ‘You mean you want to collect from her estate?’
The Bank: (Stammer) ‘Are you her lawyer?’
Family Member: ‘No, I’m her great nephew.’ (Lawyer info was given)
The Bank: ‘Could you fax us a certificate of death?’
Family Member: ‘Sure.’ (Fax number was given )
After they get the fax :
The Bank: ‘Our system just isn’t setup for death. I don’t know what more I can do to help.’
Family Member: ‘Well, if you figure it out, great! If not, you could just keep billing her. She won’t care.’
The Bank: ‘Well, the late fees and charges will still apply.’
(What is wrong with these people?)
Family Member: ‘Would you like her new billing address?’
The Bank: ‘That might help..’
Family Member: ‘ Odessa Memorial Cemetery, Highway 129, Plot Number 69.’
The Bank: ‘Sir, that’s a cemetery!’
Family Member: ‘And what do you do with dead people on your planet?
Thank You Dee for the joke.